As seen in
Washington D.C. Five Star award winner


Walter Ziffer, AIF®, CPFA®, NQPA®

Founder and President
(k)RPG Retirement Planning Group
9711 Washingtonian Boulevard, Suite 420
Gaithersburg, MD 20878
Office: (301) 948-4411

Achieving, Growing and Protecting Your Wealth

(k)RPG is an independent wealth management firm that offers fee-based financial advisory services to a select group of individual and family investors and provides ERISA 3(21) and 3(38) fiduciary services to company retirement plan sponsors and their plan participants.

The firm was founded in 2003 when a group of experienced financial professionals shared a common vision to provide unbiased and comprehensive solutions to investors and companies. Headquartered in the Washington, DC metropolitan area, we are now trusted advisors to more than $700 million in client assets.

Our customized approaches to financial management and our commitment to accessibility and service allow us to develop life-long relationships with our clients, helping them navigate volatile market and economic conditions as they seek financial independence.

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Securities offered through Grove Point Investments, LLC, member FINRA/SIPC. Investment Advisory Services offered through Grove Point Advisors, LLC. Grove Point Investments, LLC and Grove Point Advisors, LLC are subsidiaries of Grove Point Financial, LLC. ERISA 3(21) and 3(38) plan business services and financial planning offered through KRPG Advisors, LLC, a registered investment advisor. Neither (k)RPG or KRPG Advisors, LLC are affiliated with Grove Point Financial, LLC or its Subsidiaries.

*Winners appearing on this page do not pay a fee to be considered or to win the Five Star Award. Professionals with a digital profile have paid a promotional fee.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to 2,091 Washington, D.C. - area wealth managers were considered for the award; 121 (6% of candidates) were named 2021 Five Star Wealth Managers. 2020: 2,535 considered, 115 winners; 2019: 1,956 considered, 122 winners; 2018: 1,975 considered, 100 winners; 2017: 1,417 considered, 106 winners; 2016: 1,665 considered, 208 winners; 2015: 1,837 considered, 227 winners; 2012: 449 considered, 97 winners.