Wealth is like butter.

If you have ever made butter at home, you know it takes time to make. It requires quality ingredients (and just a pinch of salt).

Sometimes, it’s challenging—maybe even a little messy.

But once it’s made, you feel a sense of satisfaction. You know how it enhances life—it looks golden, it tastes rich, and it makes everything better.

Here’s the problem:

Wealth, like butter, gets spread.

The more you spread butter, the thinner it gets. It stops enhancing your food. And the more your wealth is spread, the less it enhances your life—or the lives of those you care about.

Think about it.

The government — they tax it.
The courts and lawyers — they try to take it, charging hefty fees in the process.
The banks — they charge excessive interest, making money off your money to line their own pockets.
Even those you trust—business partners, and yes, sometimes even family members—can take advantage of your kindness and generosity.

By the time your wealth has been 'spread,' there’s barely enough left to create the life you envisioned for yourself, your family, or your legacy.

The Wealth Problem Nobody’s Talking About:
Traditional estate planning is like an upside-down funnel
- You work your whole life to build your wealth, and it’s concentrated at the top.
- But as it flows down to your heirs, it gets spilled out, drained—bit by bit.

Here’s how it works:

1. During your lifetime, your wealth is taxed every year.
2. Predators and creditors chip away at what you’ve worked so hard to build.
3. At your death, the funnel widens even more, and your wealth gets spread thinly — first it's taxed, then your bills get paid, and finally it gets spread out among your heirs, charities, and others.
4. And worst of all, no one knows or understands your values, life lessons, and the message you really want to leave for future generations.

Traditional estate plans stop here. They leave your wealth scattered and unable to support your family, your values, or your vision for the future.

Your legacy is lost !

A Better Way: The Golden Funnel Technique^SM
What if you could turn the traditional estate plan on its head?

What if your wealth could be concentrated instead of scattered—so that it works for you, your family, and your legacy?

The Golden Funnel TechniqueSM is the revolutionary system that:
- Protects your wealth from taxes, creditors, and predators.
- Concentrates your wealth so it can grow and support your family for generations.
- Ensures your legacy is preserved—not just for today, but forever.

The Secret to Wealth Protection & Growth: The Funnel
The Golden Funnel TechniqueSM works by flipping the traditional estate planning funnel right-side up. Instead of letting your wealth drain away, you position yourself at the bottom of the funnel, where everything flows to you.

And for true wealth protection, you don’t just need one funnel—you need multiple funnels that work together to:

1. Create Wealth
2. Protect Your Assets
3. Minimize Taxes
4. Plan for Succession
5. Avoid Estate Taxes
6. Build a Lasting Legacy

The Golden Funnel Technique^SM

This is not just another estate plan. This is an integral part of a wealth protection plan intended for those who want to make sure that their legacy lasts. It’s for those who are ready to improve the plan that they have.

What do you get?
• Wills
• Powers of Attorney
• Joint Revocable Trust (or a Single Revocable Trust for an unmarried person)
• Personal Asset Trust^TM (PAT^TM) Provisions
• Optimal Basis Increase Trust (OBIT) provisions
• 100% Step-Up in Cost basis at your passing and the passing of a spouse
• A mini-supplemental needs trust
• Certificate of Trust to give to banks or brokerage firms
• Certificate of Trust to record at Regisry of Deeds
• IRA Inheritance Trusts
• Specialized Beneficiary Designations
• Certificates of Trust for IRA Inheritance Trusts^TM
• Operating Procedures for IRA Inheritance Trusts^TM
• An IRA Inheritance Trust^TM Checklist
• Income tax savings provisions in all trusts
• Contract to Plan
• One Deed to convey your home to your Trust
• Homestead Declaration
• Funding Guidance
• Assignments of Tangible Personal Property
• Our Wealth Planning Spreadsheet
• A Flow Chart for the IRA Inheritance Trust^TM
• A detailed explanation of your Wealth Protection Plan & the Golden Funnel Technique^SM
• A free meeting with our expert attorney upon an incapacity
• A free meeting with our expert attorney upon the death of you or your spouse
• PLUS: A Bonus Gift from Boyd & Boyd, P.C. when you complete your plan

And Our Guarantee:
If there is a change in the law, a case that is decided, or a new regulation that impacts your wealth protection plan, you will be covered! That’s because the Golden Funnel TechniqueSM comes with 1 year of our Wealth Protection & Preservation Program included at no extra charge. That provides:

· 1 year of maintenance (A $497 value)
· A 10% discount on every service we offer (As much as $5000 in value)
· A 10% discount for your children who plan with us (A $1150 value)
· A free Amendment to your Trust, Will, PoA & HCP (A $2800 value)
· Annual client-only educational seminars (A $9000 value every year)
· A funding your trust "To-Do" List (A $1500 value)
· A mini title review (not a Title Exam) (A $500 value)
· Retirement Account Beneficiary Designation update (A $500 value)

Total Value: $20,947

What are you saving?
The true value of a wealth protection plan that uses The Golden Funnel Technique^SM and how much it can save you and your family far exceeds a will-based estate plan (and even most revocable trust-based estate plans)! Here are just a few of the areas where you and your family can see savings:

· tens of thousands of dollars in legal fees;
· thousands of dollars in costs by avoiding probate;
· minimize or eliminate estate taxes
– saving at least hundreds of thousands of dollars over the life of the plan (for many families, this can amount to millions of dollars in savings);
· more step-up in cost basis than is offered by traditional, inverted funnel estate plans (this one feature can save your family hundreds of thousands of dollars);

In fact, we have crunched the numbers for an estate worth $1 million, and the Golden Funnel Technique^SM can save an estimated $3.9 million over the 90-year lifetime of the plan.

Larger estates save substantially more!

That represents a return on the cost of the plan of more than 330 times. What investment can give you and your family a 330 X return?

This isn’t just theory—it’s a step-by-step system that has helped countless families protect their wealth, reduce taxes, and create legacies that last for generations.

You Can’t Afford to Wait!
Every day you wait, your wealth is at risk.

Taxes are draining it.
Creditors and predators are circling.
Your legacy is slipping away.

Changing your estate plan to a wealth protection plan that uses The Golden Funnel Technique^SM will give you the tools and strategies you need to take control—before it’s too late.

Don’t wait – Call our office today at (508) 775-7800 to get started

Your wealth deserves protection. Your family deserves a legacy. And you deserve
the satisfaction of knowing you’ve secured both.

Let’s build your Wealth Protection Plan using the Golden Funnel Technique^SM together.

PS ~ I know many people would like a refresher course on estate planning. Our
website offers a wealth of information. Visit www.boydandboydpc.com